Based on the user reviews of the app "Money Stack", here are three cons and pros in 15 words or less: **Pros:** 1. "Easy to use and understand, great for tracking daily expenses and budgeting." 2. "Accurate tracking and categorization of transactions, helpful for financial management." 3. "Excellent customer service, responsive and helpful in resolving issues." **Cons:** 1. "Limited features and functionality, lacks advanced budgeting and forecasting tools." 2. "Some users experience lagging or freezing issues on older devices or slow internet." 3. "Password reset process can be confusing and frustratingly time-consuming."